Due to this, the number of women benefiting from this special scheme of PM Modi has increased
There is no need to maintain minimum balance in PM Modi's Jan Dhan Yojana and hence women take full advantage of this scheme.
- PMJDY does not require minimum balance
- If you keep a checkbook, you must keep a minimum balance
- Increase participation of women in PM Modi's scheme
Here is the status of the partner in the plan
This Jan Dhan Yojana is one of the ambitious schemes of PM Modi. Women are using it more than men. The situation is that women have won opening an account in this scheme. As on the present situation, a total of 41 crore 75 lakh accounts have been opened in Pradhan Mantri Jan Dhan Yojana till 27 January 2021. Half of them i.e. 23 crore 12 lakh 26 thousand 199 women have opened. So 18 crore 62 lakh 72 thousand 077 accounts have been opened by men. Currently, the number of women is more than 50 percent.
There are some special benefits of this scheme as well.
While the government is offering many benefits at the time of account opening, SBI has also recently announced accident insurance cover up to Rs 2 lakh for Jan Dhan account holders. To avail this facility, one has to apply for Jan Dhan Card in the form of SBI. After this, there will also be no need to maintain the minimum balance in the account. If you keep an account checkbook, you will have to keep a minimum balance.
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Also know the benefits of opening an account
Jan Dhan account also acts like a savings account. If you wish, you can convert your bank account into a Jan Dhan account by submitting a form. The big advantage of Jandhan account is that you can withdraw more than Rs 10,000 from your account with the help of overdraft. This facility is available after being in the Jan Dhan account for a few months. It also makes it easier for you to buy insurance and pension products. The benefit of the government scheme goes directly to the account.
